Financial & credit analysis
Analyse several years of financial statements, attach the credit bureau (PMA) report if you are a credit officer, and get ratios, cash flow, a score against a clear policy and an advisory recommendation. Note: the English interface is partial; some screens and the report are still in Arabic.
Who is it for?
- Credit officers and financing analysts.
- Business owners who want a reading of their statements before applying for financing (statements only).
What you need to provide
Required
- Your role, the company name, sector and address, the statements currency and the study date.
- Financial statements for at least two years (up to five), uploaded or entered manually.
- Reviewing and confirming the extracted figures before analysis.
Optional
- Credit bureau (PMA) report — credit officers only, after confirming the data subject’s consent.
- Requested amount, term, instalment, collateral and repayment source.
- Your own credit policy (Excel) instead of TRUST general criteria.
File types and limits: Statements: PDF, Word (.docx), Excel, CSV and PNG/JPG/WEBP images. Bureau report: PDF or Word. Up to 10 MB per file.
What you get
- Liquidity, profitability, leverage and DSCR against policy and sector limits.
- Estimated monthly cash flow and repayment capacity.
- A score and an advisory recommendation with its reasons.
- PDF and Excel report and project save (activated accounts).
Fictional company — not real data
Current ratio 1.45 (min 1.3) ✓ · Debt 52% (max 60%) ✓ · DSCR 1.18 (min 1.25) ✗ → recommendation: adjust the instalment or term.
How it works
- Create a TRUST account, confirm your e-mail and wait for TRUST approval.
- Enter company details and assumptions and choose the policy.
- Upload the statements (and the bureau report if any).
- Review and confirm the figures.
- Run the analysis and review the dashboard and report.
Account and access
Create a TRUST account (name, e-mail, a password of 8+ characters and consent), confirm the e-mail, then TRUST approves the access request. One account works in both tools. Existing users sign in directly with no new step. We activate your account within 24 working hours (Saturday–Thursday) of payment confirmation.
Cost
Try it free: one analysis showing the results and dashboard. One monthly subscription unlocks both tools: $10 launch price for the first 10 subscribers, including the final report and exports. Pay by bank transfer or e-wallet, then we activate your account. Subscribe via WhatsApp
Limits of the results
Results are supporting analysis that depends entirely on correct inputs; they are not a professional opinion or a credit decision, and the financing decision rests with the lender. You are responsible for reviewing and confirming the figures before relying on the results.
Your data: processing and storage
Files are read inside your browser and are not stored on the site or in browser storage; they disappear when you close the page or clear the data. Excel files built on the template and the official Word bureau report are read in the browser without AI. For PDF files and images, their pages or text are sent to the TRUST AI service (powered by Anthropic’s Claude) to extract the figures, and are not stored by TRUST. TRUST keeps your account, access status and usage counts.