Smart CFO
Upload your trial balance to start preparing your financial statements and analysing performance. Add budget and prior-period data to compare results and build forecasts, with commentary explaining the findings and their limitations.
Who is it for?
- CFOs and accountants of businesses that keep a monthly or annual trial balance.
- Owners who want regular statements and comparisons without building spreadsheets.
What you need to provide
Required
- A trial balance with balances (Excel or CSV).
- Mapping accounts to statement lines on first import (the platform suggests and remembers it).
Optional
- Budget figures for budget-vs-actual.
- Prior-period trial balances for prior-year comparison and trends.
- Receivable and payable ageing.
- The forecast period you need.
File types and limits: Excel (.xlsx, .xlsm, .xls) and CSV, up to 25 MB per file.
What you get
- Income statement and balance sheet.
- Cash flow derived by the indirect method from trial-balance movements (an estimate, not a cash book).
- Budget and prior-year comparisons, multi-year trends, working capital and ratios.
- Automatic commentary, and optional AI commentary switched on in Settings.
- Printable PDF report and exports (activated accounts).
Fictional company — not real data
Actual revenue ₪1,240,000 vs budget ₪1,300,000 (−4.6%); gross margin 31% vs 29% last year.
How it works
- Create a TRUST account, confirm your e-mail and wait for TRUST to approve the request.
- In “Import Excel”, upload the trial balance and pick the columns and period.
- Review the account mapping and confirm the import.
- Add budget and prior periods if you have them.
- Review the statements and comparisons, then build the report.
Account and access
Create a TRUST account (name, e-mail, a password of 8+ characters and consent), confirm the e-mail, then TRUST approves the access request. One account works in both tools. Existing users sign in directly with no new step. We activate your account within 24 working hours (Saturday–Thursday) of payment confirmation.
Cost
Try it free: your statements and comparisons on screen. One monthly subscription unlocks both tools: $10 launch price for the first 10 subscribers, including the final report and exports. Pay by bank transfer or e-wallet, then we activate your account. Subscribe via WhatsApp
Limits of the results
Results are supporting analysis that depends entirely on correct inputs; they are not a professional opinion or a credit decision, and the financing decision rests with the lender. You are responsible for reviewing and confirming the figures before relying on the results.
Your data: processing and storage
Your files and company figures are kept in your browser on this device only (IndexedDB) and are not uploaded to TRUST servers. They do not move to another device or browser and are lost if browser data is cleared; keep your original files. If you switch on AI commentary, summary figures (company name, period, totals and ratios) are sent to the TRUST AI service to write the commentary. TRUST keeps your account, access status and usage counts.